Modern medicine supports our health in ways far beyond what generations before us experienced. Research and development of new medications is ongoing, but the cost of these “wonder” drugs might take your breath away. For seniors, that’s where Medicare Part D comes in–providing you access to medications that keep you healthy while helping your budget too.
I have been asked to participate in the #PartDAtWalgreens campaign, sponsored by Walgreens. But please know, though I have been compensated, all opinions are my own.
My husband and I use Medicare Part D. Each fall we review our list of prescription medications to see if they are covered by insurance, taking into account the benefit of using an insurance plan’s preferred pharmacy, which saves us money. We know that even if you didn’t alter your Medicare coverage plan during open enrollment, some changes may have been made that can raise or lower your prescription drug costs. In order to get the most from your benefit under Medicare’s Part D coverage, talk to a pharmacist at your local Walgreens pharmacy and check out the three steps below that could provide you with potential savings on your 2017 prescriptions.
- Check to see if your plan utilizes preferred pharmacies.
- Check whether a less expensive prescription drug brand or generic is an option available to you.
- And when you fill your prescriptions, consider a 90-day refill. This may not only save you money, it provides you with the convenience of eliminating trips to the pharmacy.
Depending on the design of your plan, your coverage and your prescription drugs, you can pay higher copays at one pharmacy in comparison to another if your pharmacy is not in your plan’s preferred network. That’s why it’s important to make sure your pharmacy of choice is in your plan’s preferred network.
The Walgreen’s pharmacist will work with you, talk to you and guide you to prescription savings. For more information, go HERE.
What’s a Copay and How Walgreens Saves You Money
Your Walgreens pharmacist will provide detailed information about your copay– your out-of-pocket payment that you make for your medication, supplementing what your insurer has already allowed for a particular drug. You want to make sure that your copays are as low as possible. Walgreens can help you save with lower copays, because they are a PREFERRED PHARMACY with many Part D prescription plans nationwide. For some of these plans Walgreens offers copays as low as $0 on certain generic drugs.
Talk to a Walgreens pharmacist about the cost of each of the drugs you will be using in 2017. Different pharmacies can charge different copays for the same drug. But because Walgreens is a preferred pharmacy, they have an agreement with many Part D plans to offer you lower copays, costing you less. And certainly you want to get the best benefit. So if you are a Medicare beneficiary seeking help navigating prescription drug costs, you can find additional resources HERE.
Information Can Help Your Health and Your Wallet
Sometimes life can get in the way and prevent the necessary research that leads to a better decision. In a RECENT WALGREENS SURVEY of prescription users, 34 percent admitted that they weren’t taking the time to review their prescription drug plan prior to renewing it.
Almost one-in-five (19%) admitted they did not have a good understanding of their plan. To break this down: 22% admitted that they look at just one component of their plan, checking, for example, to see if the meds they need are covered, yet not looking at other important considerations. One in five interviewed, or 21%, falsely believed that all pharmacies charge the exact same copay.
And…33% did not know that they could switch pharmacies outside of the enrollment period–in other words, any time of year.
OKAY–the above affect your wallet, but as a nurse, I’m concerned with the following statistic: to manage their budget, 12% of the people interviewed stated that they delayed filling a current prescription and 9% stated that they skipped doses to stretch the medication supply and thus save money. Your health comes first. Your doctor prescribes a dose and administration of that dose for a reason–to get you well or keep you well or treat a chronic condition. Bottom line: make that phone call or talk to your Walgreens pharmacist. Your health depends on it.
Balance® Rewards Program
Another reason for choosing Walgreens is their Balance® Rewards loyalty program. Consumers can earn points at Walgreens for items they are already buying and for services they are already using at Walgreens like film processing**. The program also awards points for filling prescriptions in store (except in AR, NJ or NY). It’s a double win—Med D customers don’t just get copays that are as low as $0 on certain generic drugs on select plans—they also get points. It works like this: the more points you earn; the more rewards you’ll get. A no-brainer.
Examples of points through Balance® Rewards: For filling a 30-day prescription you get 100 points. For filling a 90-day prescription** you get 300 points. For being immunized at Walgreens—a flu shot, shingles vaccine, pneumonia etc.–you get 100 points. And for shopping items, you’ll get 10 points per $1 on almost everything—every day and bonus points on featured products each week.
Help for Caregivers
Are you a caregiver, unable to find time to visit a pharmacy, but greatly in need of advice on the use of a medication, cost, duration of administration etc.? Talk to a Walgreens pharmacist on the phone or utilize WALGREENS ONLINE TOOLS to manage prescriptions. After signing in with a password, you can hold a confidential and secure chat with a member of Walgreens pharmacy team. When I talked to Mireille Philiposian, the pharmacist at my local Walgreens, she stressed that you can get FREE expert advice day or night online or with the Walgreens mobile app. You will also be able to print or receive an email chat transcript for reference—very helpful when you are in a stressful situation.
There are many different ways you can switch to Walgreens:
- Visit Walgreens.com and transfer online.
- Download the Walgreens mobile app and follow instructions for transferring
- Call and transfer over the phone.
- Stop at your neighborhood Walgreens and talk to a pharmacist.
Your Health Is a Gift
I blog about health on Boomer Highway. I’m a huge advocate of prevention. But I know that sometimes folks are just not comfortable ASKING for help. Don’t be. Healthcare professionals want to help. Your pharmacist might be busy, but he or she can provide answers, put an end to worry. He or she can advise you if you are having a reaction to a drug and need to stop taking that drug and try a substitute. Prevention also means a flu shot or other immunizations. Stop at the counter. ASK. Stay healthy and enjoy the gift of health.
**Prescription points limited to 50,000 points per calendar year and cannot be earned in AR, NJ or NY or on prescriptions transferred to a participating store located in AL, MS, OR or PR. Due to state and federal laws, points cannot be earned or redeemed on some items. Other restrictions apply. Complete details at Walgreens.com/Balance
This is a sponsored conversation written by me on behalf of Walgreens. The opinions and text are all mine.